There's a lot of information and it can be confusing. In short there's 4 types of funding that are available to you if you own a small business.
Kabbage
If you need urgent funding I'd suggest Kabbage as you can quickly have them review bank statements from past and make determination. They also can provide a line of credit to provide you something you can consistently use as needed and only pay for the time/amount you need.
PPP Loan
This is something Kabbage can also help you with, the fact sheet provided by government can be found here for more detailed information as well. I haven't seen much success for people going through banks, I have seen some success loan is specifically designed around making sure your payroll is covered for your employees. Even if you are a single member company, as long as you can show you giving yourself "payroll" or some kind of pay consistently over last few months and can prove it then you can be elligible for this and it is forgiveable.
SBA Disaster Relief Loan
There's already a huge waiting list for this so your best option is to find SBA small credit union to help you out with this. You will also need to engage your accountant to help you get the statements and forms required by them to process if funding is still available. The disaster relief fund information can be found here.
This option is forgiveable but it seems to have the longest wait time and obstacles to go through. I would still try to apply as it's better to have it and not need it then to not have it at all and that's honestly our opinion on all of these resources.
With that said we do suggest best practices in finances, do not overextend yourself and always use any financed funding as a last resort.
We wish all of you the best and hope you stay safe!
